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SoFi Technologies (SOFI) is a Financials company in the Russell 1000. Latest news and coverage below.
SoFi Technologies revenue & net income history (FY2019–FY2025)
RevenueNet income
| FY2019Dec 2019 | FY2020Dec 2020 | FY2021Dec 2021 | FY2022Dec 2022 | FY2023Dec 2023 | FY2024Dec 2024 | FY2025Dec 2025 | |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | $442.7M | $565.5M | $984.9M | $1.57B | $2.12B | $2.67B | $3.61B |
| Growth (year over year) | — | +27.8% | +74.1% | +59.8% | +34.9% | +26.0% | +35.1% |
| Gross profit | $326.3M | $386.6M | $727.9M | $1.26B | $1.74B | $2.21B | $3.00B |
| Gross margin | 73.7% | 68.4% | 73.9% | 80.1% | 82.1% | 82.7% | 83.1% |
| Net income | −$239.7M | −$224.1M | −$483.9M | −$320.4M | −$300.7M | $498.7M | $481.3M |
| Net margin | −54.1% | −39.6% | −49.1% | −20.4% | −14.2% | 18.6% | 13.3% |
| EPS (diluted) | −$4.02 | −$4.30 | −$1.00 | −$0.40 | −$0.36 | $0.39 | $0.39 |
| Balance sheet | |||||||
| Cash and equivalents | $499.5M | $872.6M | $494.7M | $1.42B | $3.09B | $2.54B | $4.93B |
| Total assets | — | $8.56B | $9.18B | $19.0B | $30.1B | $36.3B | $50.7B |
| Total liabilities | — | $5.51B | $4.48B | $13.5B | $24.5B | $29.7B | $40.2B |
| Long-term debt | — | $4.80B | $3.95B | $5.49B | — | — | — |
| Shareholders' equity | −$339.1M | −$120.1M | $4.38B | $5.21B | $5.23B | $6.53B | $10.5B |
| Cash flow | |||||||
| Operating cash flow | −$54.7M | −$479.3M | −$1.35B | −$7.26B | −$7.23B | −$1.12B | −$3.74B |
| Capital expenditure | $37.6M | $24.5M | $52.3M | $93.2M | $111.4M | $154.3M | $242.4M |
| Free cash flow | −$92.3M | −$503.9M | −$1.40B | −$7.35B | −$7.34B | −$1.27B | −$3.98B |
| Share buybacks | $8.80M | $40.0K | $526.0K | $0 | $0 | — | — |
RevenueNet income
| Q3 FY24Sep 2024 | Q4 FY24†Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25†Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 | |
|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||
| Revenue | $697.1M | $734.1M | $771.8M | $854.9M | $961.6M | $1.03B | $1.10B | $1.22B |
| Growth (year over year) | +29.8% | +19.3% | +19.7% | +42.8% | +37.9% | +39.6% | +42.6% | +42.5% |
| Gross profit | $573.4M | $606.0M | $636.2M | $704.5M | $800.2M | $863.4M | $929.2M | $1.02B |
| Gross margin | 82.3% | 82.5% | 82.4% | 82.4% | 83.2% | 84.2% | 84.4% | 83.6% |
| Net income | $60.7M | $332.5M | $71.1M | $97.3M | $139.4M | $173.5M | $166.7M | $156.6M |
| Net margin | 8.7% | 45.3% | 9.2% | 11.4% | 14.5% | 16.9% | 15.2% | 12.8% |
| EPS (diluted) | $0.05 | $0.31 | $0.06 | $0.08 | $0.11 | $0.14 | $0.12 | $0.12 |
| Balance sheet | ||||||||
| Cash and equivalents | $2.35B | $2.54B | $2.09B | $2.12B | $3.25B | $4.93B | $3.40B | $3.13B |
| Total assets | $34.4B | $36.3B | $37.7B | $41.1B | $45.3B | $50.7B | $53.7B | $60.9B |
| Total liabilities | $28.3B | $29.7B | $31.1B | $34.3B | $36.5B | $40.2B | $42.9B | $49.9B |
| Shareholders' equity | $6.12B | $6.53B | $6.68B | $6.86B | $8.78B | $10.5B | $10.8B | $11.1B |
| Cash flow | ||||||||
| Operating cash flow | −$1.17B | −$200.1M | $21.5M | −$1.47B | −$1.31B | −$991.2M | −$2.31B | −$3.89B |
| Capital expenditure | $43.3M | $42.3M | $52.6M | $63.5M | $60.0M | $66.4M | $67.6M | $96.6M |
| Free cash flow | −$1.22B | −$242.4M | −$31.1M | −$1.53B | −$1.37B | −$1.06B | −$2.38B | −$3.99B |
From SoFi Technologies's 10-K and 10-Q filings with the SEC; its fiscal year ends in December. Each period shows the latest figure the company has reported for it, including restatements. † Quarter derived from the company's year-to-date or full-year totals. Filings on SEC EDGAR →
About SoFi Technologies
- Headquarters
- San Francisco, California From SEC filings, Oct 2026
Recent News (1)
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