DalsnaFinance

United Bankshares Inc $UBSI

Financials

Russell 2000 West Virginia
Create a scorecard
$48.46
+1.28 (+2.71%)
As of Oct 22, 2026, 9:32 PM EDT · cached
Price history
Loading chart…

United Bankshares Inc (UBSI) is trading up at $48.46 (+2.71%), as of the latest quote. It is a Russell 2000 constituent in the Financials sector.

United Bankshares Inc revenue & net income history (FY2016–FY2025)

RevenueNet incomeNet margin (right axis, %)
$1.24B$618.7M$0FY2016 revenue: $495.4MFY2016 net income: $147.1M · Net margin 29.7%'16FY2017 revenue: $680.6MFY2017 net income: $150.6M · Net margin 22.1%'17FY2018 revenue: $717.4MFY2018 net income: $256.3M · Net margin 35.7%'18FY2019 revenue: $728.4MFY2019 net income: $260.1M · Net margin 35.7%'19FY2020 revenue: $1.04BFY2020 net income: $289.0M · Net margin 27.7%'20FY2021 revenue: $1.02BFY2021 net income: $367.7M · Net margin 36.0%'21FY2022 revenue: $1.05BFY2022 net income: $379.6M · Net margin 36.2%'22FY2023 revenue: $1.06BFY2023 net income: $366.3M · Net margin 34.7%'23FY2024 revenue: $1.03BFY2024 net income: $373.0M · Net margin 36.0%'24FY2025 revenue: $1.24BFY2025 net income: $464.6M · Net margin 37.5%'250%10%20%30%40%FY2016 net margin: 29.7%FY2017 net margin: 22.1%FY2018 net margin: 35.7%FY2019 net margin: 35.7%FY2020 net margin: 27.7%FY2021 net margin: 36.0%FY2022 net margin: 36.2%FY2023 net margin: 34.7%FY2024 net margin: 36.0%FY2025 net margin: 37.5%
United Bankshares Inc annual financial statements
FY2016Dec 2016FY2017Dec 2017FY2018Dec 2018FY2019Dec 2019FY2020Dec 2020FY2021Dec 2021FY2022Dec 2022FY2023Dec 2023FY2024Dec 2024FY2025Dec 2025
Income statement
Revenue$495.4M$680.6M$717.4M$728.4M$1.04B$1.02B$1.05B$1.06B$1.03B$1.24B
Growth (year over year)+8.2%+37.4%+5.4%+1.5%+43.4%−2.3%+2.8%+0.5%−1.9%+19.6%
Net income$147.1M$150.6M$256.3M$260.1M$289.0M$367.7M$379.6M$366.3M$373.0M$464.6M
Net margin29.7%22.1%35.7%35.7%27.7%36.0%36.2%34.7%36.0%37.5%
EPS (diluted)$1.99$1.54$2.45$2.55$2.40$2.83$2.80$2.71$2.75$3.27
Balance sheet
Cash and equivalents$1.43B$196.7M$187.9M$837.5M$2.21B$3.76B$1.18B$1.60B$2.29B$2.54B
Total assets$14.5B$19.1B$19.3B$19.7B$26.2B$29.3B$29.5B$29.9B$30.0B$33.7B
Total liabilities$12.3B$15.8B$16.0B$16.3B$21.9B$24.6B$25.0B$25.2B$25.0B$28.2B
Long-term debt$1.17B$1.36B$1.50B$1.84B$864.4M$817.4M$2.20B$1.79B$540.4M$531.8M
Shareholders' equity$2.24B$3.24B$3.25B$3.36B$4.30B$4.72B$4.52B$4.77B$4.99B$5.50B
Cash flow
Operating cash flow$170.7M$253.9M$294.0M$152.0M$140.4M$609.5M$760.8M$435.2M$445.5M$498.9M
Capital expenditure$7.27M$14.4M$5.78M$11.1M$19.0M$15.4M$16.9M$11.7M$12.1M$17.7M
Free cash flow$163.5M$239.6M$288.3M$140.9M$121.4M$594.2M$744.0M$423.6M$433.3M$481.2M
Dividends paid$96.4M$121.4M$142.3M$138.9M$162.7M$181.3M$193.0M$194.7M$200.7M$209.0M
Share buybacks$1.00K$1.00K$100.7M$35.7M$21.3M$11.2M$79.5M$1.38M$1.04M$127.0M

From United Bankshares Inc's 10-K and 10-Q filings with the SEC; its fiscal year ends in December. Each period shows the latest figure the company has reported for it, including restatements. Net margin is our own calculation from those reported figures (net income ÷ revenue); it is left blank where revenue is zero or missing. † Quarter derived from the company's year-to-date or full-year totals. Filings on SEC EDGAR →

About United Bankshares Inc

United Bankshares, Inc. is a bank holding company dual-headquartered in Charleston, West Virginia and Fairfax, Virginia with operations in West Virginia, Virginia, the District of Columbia, Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, and Georgia in the United States. United Bankshares is the parent company of United Bank which comprises nearly 250 offices in eight states. In addition, UBSI is the parent company to subsidiaries George Mason Mortgage, United Brokerage, and Crescent Mortgage.

Source: Wikipedia — United Bank (West Virginia)

Headquarters
Charleston, West Virginia From SEC filings, Oct 2026

Recent News (1)

More Financials stocks

Browse all companies →