DalsnaFinance Account

South Plains Financial Inc $SPFI

Financials

Russell 2000 Texas

Create a scorecard

$43.93

+0.53 (+1.22%)

As of Oct 22, 2026, 9:31 PM EDT

Price history

Loading chart…

South Plains Financial Inc (SPFI) is trading up at $43.93 (+1.22%), as of the latest quote. It is a Russell 2000 constituent in the Financials sector.

IPO: May 9, 2019 · $17.50 offering · NASDAQ · View IPO details →

South Plains Financial Inc revenue & net income history (FY2018–FY2025)

RevenueNet incomeNet margin (right axis, %)

South Plains Financial Inc annual financial statements
	FY2018Dec 2018	FY2019Dec 2019	FY2020Dec 2020	FY2021Dec 2021	FY2022Dec 2022	FY2023Dec 2023	FY2024Dec 2024	FY2025Dec 2025
Income statement
Revenue	$147.7M	$161.2M	$223.9M	$219.2M	$214.6M	$219.0M	$195.2M	$211.9M
Growth (year over year)	—	+9.1%	+38.9%	−2.1%	−2.1%	+2.0%	−10.9%	+8.6%
Net income	$29.3M	$29.2M	$45.4M	$58.6M	$58.2M	$62.7M	$49.7M	$58.5M
Net margin	19.8%	18.1%	20.3%	26.7%	27.1%	28.7%	25.5%	27.6%
EPS (diluted)	$1.98	$1.71	$2.47	$3.17	$3.23	$3.62	$2.92	$3.44
Balance sheet
Cash and equivalents	$246.0M	$158.1M	$300.3M	$486.8M	$234.9M	$330.2M	$359.1M	$552.4M
Total assets	$2.71B	$3.24B	$3.60B	$3.90B	$3.94B	$4.20B	$4.23B	$4.48B
Total liabilities	$2.50B	$2.93B	$3.23B	$3.49B	$3.59B	$3.80B	$3.79B	$3.99B
Shareholders' equity	$154.6M	$306.2M	$370.0M	$407.4M	$357.0M	$407.1M	$438.9M	$493.8M
Cash flow
Operating cash flow	$26.9M	$30.5M	$5.63M	$96.3M	$123.6M	$58.5M	$59.4M	$77.5M
Capital expenditure	$3.13M	$4.00M	$3.31M	$2.92M	$4.47M	$4.68M	$3.35M	$5.66M
Free cash flow	$23.8M	$26.5M	$2.32M	$93.4M	$119.1M	$53.9M	$56.0M	$71.8M
Dividends paid	$30.0M	$1.08M	$2.53M	$5.38M	$8.01M	$8.74M	$9.15M	$10.1M
Share buybacks	—	$0	$293.0K	$9.23M	$22.7M	$17.8M	$1.34M	$8.53M

RevenueNet incomeNet margin (right axis, %)

South Plains Financial Inc quarterly financial statements
	Q3 FY24^†Sep 2024	Q4 FY24^†Dec 2024	Q1 FY25^†Mar 2025	Q2 FY25^†Jun 2025	Q3 FY25^†Sep 2025	Q4 FY25^†Dec 2025	Q1 FY26^†Mar 2026	Q2 FY26^†Jun 2026
Income statement
Revenue	$47.9M	$51.9M	$49.2M	$54.7M	$54.2M	$53.9M	$54.1M	$64.5M
Growth (year over year)	−0.1%	+17.1%	+5.1%	+12.5%	+13.1%	+3.9%	+10.2%	+18.0%
Net income	$11.2M	$16.5M	$12.3M	$14.6M	$16.3M	$15.3M	$14.5M	$19.0M
Net margin	23.4%	31.8%	25.0%	26.7%	30.1%	28.3%	26.9%	29.4%
EPS (diluted)	$0.66	$0.96	$0.72	$0.86	$0.96	$0.90	$0.85	$0.96
Balance sheet
Cash and equivalents	$471.2M	$359.1M	$536.3M	$470.5M	$635.0M	$552.4M	$722.0M	$787.8M
Total assets	$4.34B	$4.23B	$4.41B	$4.36B	$4.48B	$4.48B	$4.65B	$5.39B
Total liabilities	$3.89B	$3.79B	$3.96B	$3.91B	$4.00B	$3.99B	$4.14B	$4.76B
Shareholders' equity	$443.1M	$438.9M	$443.7M	$454.1M	$477.8M	$493.8M	$504.9M	$629.8M
Cash flow
Operating cash flow	$17.9M	$4.17M	$26.1M	$14.7M	$24.2M	$12.4M	$16.2M	$27.9M
Capital expenditure	$773.0K	$1.03M	$1.14M	$1.73M	$1.75M	$1.05M	$1.35M	$1.04M
Free cash flow	$17.1M	$3.14M	$25.0M	$13.0M	$22.5M	$11.4M	$14.8M	$26.8M
Dividends paid	$2.29M	$2.45M	$2.47M	$2.44M	$2.60M	$2.60M	$2.77M	$3.25M
Share buybacks	$1.00M	$0	$8.25M	$276.0K	$0	$0	$0	$12.8M

From South Plains Financial Inc's 10-K and 10-Q filings with the SEC; its fiscal year ends in December. Each period shows the latest figure the company has reported for it, including restatements. Net margin is our own calculation from those reported figures (net income ÷ revenue); it is left blank where revenue is zero or missing. † Quarter derived from the company's year-to-date or full-year totals. Filings on SEC EDGAR →