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Old Second Bancorp Inc $OSBC

Financials

Russell 2000 Illinois
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$24.71
-0.16 (-0.64%)
As of Oct 22, 2026, 9:29 PM EDT
Price history
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Old Second Bancorp Inc (OSBC) is trading down at $24.71 (-0.64%), as of the latest quote. It is a Russell 2000 constituent in the Financials sector.

Old Second Bancorp Inc revenue & net income history (FY2016–FY2025)

RevenueNet incomeNet margin (right axis, %)
$339.3M$169.7M$0FY2016 revenue: $92.0MFY2016 net income: $15.7M · Net margin 17.0%'16FY2017 revenue: $105.3MFY2017 net income: $15.1M · Net margin 14.4%'17FY2018 revenue: $122.3MFY2018 net income: $34.0M · Net margin 27.8%'18FY2019 revenue: $132.6MFY2019 net income: $39.5M · Net margin 29.8%'19FY2020 revenue: $129.2MFY2020 net income: $27.8M · Net margin 21.5%'20FY2021 revenue: $136.0MFY2021 net income: $20.0M · Net margin 14.7%'21FY2022 revenue: $249.3MFY2022 net income: $67.4M · Net margin 27.0%'22FY2023 revenue: $286.1MFY2023 net income: $91.7M · Net margin 32.1%'23FY2024 revenue: $285.5MFY2024 net income: $85.3M · Net margin 29.9%'24FY2025 revenue: $339.3MFY2025 net income: $80.3M · Net margin 23.7%'250%10%20%30%40%FY2016 net margin: 17.0%FY2017 net margin: 14.4%FY2018 net margin: 27.8%FY2019 net margin: 29.8%FY2020 net margin: 21.5%FY2021 net margin: 14.7%FY2022 net margin: 27.0%FY2023 net margin: 32.1%FY2024 net margin: 29.9%FY2025 net margin: 23.7%
Old Second Bancorp Inc annual financial statements
FY2016Dec 2016FY2017Dec 2017FY2018Dec 2018FY2019Dec 2019FY2020Dec 2020FY2021Dec 2021FY2022Dec 2022FY2023Dec 2023FY2024Dec 2024FY2025Dec 2025
Income statement
Revenue$92.0M$105.3M$122.3M$132.6M$129.2M$136.0M$249.3M$286.1M$285.5M$339.3M
Growth (year over year)+4.1%+14.4%+16.2%+8.4%−2.5%+5.2%+83.3%+14.8%−0.2%+18.9%
Net income$15.7M$15.1M$34.0M$39.5M$27.8M$20.0M$67.4M$91.7M$85.3M$80.3M
Net margin17.0%14.4%27.8%29.8%21.5%14.7%27.0%32.1%29.9%23.7%
EPS (diluted)$0.53$0.50$1.12$1.30$0.92$0.65$1.49$2.02$1.87$1.62
Balance sheet
Cash and equivalents$47.3M$55.8M$55.2M$50.6M$329.9M$752.1M$115.2M$100.1M$99.3M$124.0M
Total assets$2.25B$2.38B$2.68B$2.64B$3.04B$6.21B$5.89B$5.72B$5.65B$6.90B
Total liabilities$2.08B$2.18B$2.45B$2.36B$2.73B$5.71B$5.43B$5.15B$4.98B$6.01B
Shareholders' equity$175.2M$200.3M$229.1M$277.9M$307.1M$502.0M$461.1M$577.3M$671.0M$896.8M
Cash flow
Operating cash flow$27.3M$37.1M$54.9M$52.6M$26.0M$31.0M$97.3M$116.4M$131.5M$122.3M
Capital expenditure$1.99M$1.05M$1.90M$4.38M$3.92M$2.03M$4.33M$12.4M$10.8M$4.50M
Free cash flow$25.3M$36.0M$53.0M$48.3M$22.1M$29.0M$93.0M$104.0M$120.7M$117.8M
Dividends paid$888.0K$1.18M$1.19M$1.20M$1.19M$4.61M$8.88M$8.95M$9.41M$12.2M
Share buybacks$254.0K$236.0K$505.0K$666.0K$5.92M$10.4M$455.0K$605.0K$1.05M$7.41M

From Old Second Bancorp Inc's 10-K and 10-Q filings with the SEC; its fiscal year ends in December. Each period shows the latest figure the company has reported for it, including restatements. Net margin is our own calculation from those reported figures (net income ÷ revenue); it is left blank where revenue is zero or missing. † Quarter derived from the company's year-to-date or full-year totals. Filings on SEC EDGAR →

About Old Second Bancorp Inc

Headquarters
Aurora, Illinois From SEC filings, Oct 2026

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