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Oportun Financial Corp $OPRT

Financials

Russell 2000 California
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$9.15
+0.30 (+3.39%)
As of Oct 20, 2026, 5:56 PM EDT · cached
Price history
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Oportun Financial Corp (OPRT) is trading up at $9.15 (+3.39%), as of the latest quote. It is a Russell 2000 constituent in the Financials sector.

IPO: September 26, 2019 · $15.00 offering · NASDAQ · View IPO details →

Oportun Financial Corp revenue & net income history (FY2017–FY2025)

RevenueNet incomeNet margin (right axis, %)
$640.7M$230.4M−$180.0MFY2017 revenue: $226.2MFY2017 net income: −$10.2M · Net margin −4.5%'17FY2018 revenue: $457.4MFY2018 net income: $123.4M · Net margin 27.0%'18FY2019 revenue: $446.8MFY2019 net income: $61.6M · Net margin 13.8%'19FY2020 revenue: $335.1MFY2020 net income: −$45.1M · Net margin −13.5%'20FY2021 revenue: $530.5MFY2021 net income: $47.4M · Net margin 8.9%'21FY2022 revenue: $640.7MFY2022 net income: −$77.7M · Net margin −12.1%'22FY2023 revenue: $280.7MFY2023 net income: −$180.0M · Net margin −64.1%'23FY2024 revenue: $295.2MFY2024 net income: −$78.7M · Net margin −26.7%'24FY2025 revenue: $405.8MFY2025 net income: $25.2M · Net margin 6.2%'25−16.9%0%20%40%60%FY2017 net margin: −4.5%FY2018 net margin: 27.0%FY2019 net margin: 13.8%FY2020 net margin: −13.5%FY2021 net margin: 8.9%FY2022 net margin: −12.1%FY2023 net margin: −64.1% (off the scale, which stops at −16.9%)FY2024 net margin: −26.7% (off the scale, which stops at −16.9%)FY2025 net margin: 6.2%
Oportun Financial Corp annual financial statements
FY2017Dec 2017FY2018Dec 2018FY2019Dec 2019FY2020Dec 2020FY2021Dec 2021FY2022Dec 2022FY2023Dec 2023FY2024Dec 2024FY2025Dec 2025
Income statement
Revenue$226.2M$457.4M$446.8M$335.1M$530.5M$640.7M$280.7M$295.2M$405.8M
Growth (year over year)—+102.2%−2.3%−25.0%+58.3%+20.8%−56.2%+5.2%+37.5%
Net income−$10.2M$123.4M$61.6M−$45.1M$47.4M−$77.7M−$180.0M−$78.7M$25.2M
Net margin−4.5%27.0%13.8%−13.5%8.9%−12.1%−64.1%−26.7%6.2%
EPS (diluted)−$4.22$4.47$0.40−$1.65$1.56−$2.37−$4.88−$1.95$0.53
Balance sheet
Cash and equivalents$48.3M$70.5M$72.2M$136.2M$131.0M$98.8M$91.2M$60.0M$105.5M
Total assets—$1.74B$2.20B$2.01B$2.95B$3.61B$3.41B$3.23B$3.26B
Total liabilities—$1.39B$1.71B$1.54B$2.34B$3.07B$3.01B$2.87B$2.87B
Long-term debt————$114.1M————
Shareholders' equity$216.7M$346.5M$488.8M$466.6M$603.9M$547.6M$404.4M$353.8M$390.1M
Cash flow
Operating cash flow$139.1M$138.4M$218.4M$152.9M$163.4M$247.9M$392.8M$393.5M$413.4M
Capital expenditure$8.55M$14.6M$8.88M$4.83M$12.3M$6.00M———
Free cash flow$130.6M$123.8M$209.5M$148.0M$151.2M$241.9M———

From Oportun Financial Corp's 10-K and 10-Q filings with the SEC; its fiscal year ends in December. Each period shows the latest figure the company has reported for it, including restatements. Net margin is our own calculation from those reported figures (net income ÷ revenue); it is left blank where revenue is zero or missing. † Quarter derived from the company's year-to-date or full-year totals. Filings on SEC EDGAR →

About Oportun Financial Corp

Headquarters
San Mateo, California From SEC filings, Oct 2026

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