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Cincinnati Financial $CINF

Financials · Property & Casualty Insurance · NYSE/NASDAQ

S&P 500 Russell 1000 Ohio

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$178.28

+4.65 (+2.68%)

As of Oct 22, 2026, 7:49 PM EDT

Price history

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Key facts

Market cap: $27.36B $178.28 as of Oct 22, 2026, 7:49 PM EDT × 153.48M shares outstanding as of Jul 22, 2026, from the 10-Q cover page (SEC filings)
P/E (trailing): 8.4 $178.28 as of Oct 22, 2026, 7:49 PM EDT ÷ diluted EPS of $21.20 for the four quarters to Jun 30, 2026, one of them a fourth quarter derived as the fiscal year less the first three
EPS (trailing 12 months): $21.20 Diluted, the four quarters to Jun 30, 2026, one of them a fourth quarter derived as the fiscal year less the first three, summed, from SEC filings
52-week range (closes): $151.75 – $192.03 Lowest close Oct 28, 2025, highest Jul 2, 2026; 251 daily closes to Oct 20, 2026 from Dalsna Finance's price archive
Next earnings: Oct 26, 2026, after the close · EPS forecast $1.99 Nasdaq earnings calendar, as of Oct 22, 2026
Fiscal year ends: December Fiscal 2025 ended Dec 31, 2025, from SEC filings
Dividend (latest fiscal year): $3.48 per share Declared in fiscal 2025 (ended Dec 31, 2025), from SEC filings
In the S&P 500 since: Dec 18, 1997 · All S&P 500 changes

Cincinnati Financial (CINF) is trading up at $178.28 (+2.68%) on NYSE/NASDAQ, as of the latest quote. It is a S&P 500 constituent in the Financials sector.

Cincinnati Financial revenue & net income history (FY2016–FY2025)

RevenueNet incomeNet margin (right axis, %)

Cincinnati Financial annual financial statements
	FY2016Dec 2016	FY2017Dec 2017	FY2018Dec 2018	FY2019Dec 2019	FY2020Dec 2020	FY2021Dec 2021	FY2022Dec 2022	FY2023Dec 2023	FY2024Dec 2024	FY2025Dec 2025
Income statement
Revenue	$5.45B	$5.73B	$5.41B	$7.92B	$7.54B	$9.63B	$6.56B	$10.0B	$11.3B	$12.6B
Growth (year over year)	+6.0%	+5.2%	−5.7%	+46.6%	−4.9%	+27.7%	−31.8%	+52.6%	+13.2%	+11.4%
Net income	$591.0M	$1.04B	$287.0M	$2.00B	$1.22B	$2.97B	−$487.0M	$1.84B	$2.29B	$2.39B
Net margin	10.8%	18.2%	5.3%	25.2%	16.1%	30.8%	−7.4%	18.4%	20.2%	18.9%
EPS (diluted)	$3.55	$6.29	$1.75	$12.10	$7.49	$18.24	−$3.06	$11.66	$14.53	$15.17
Balance sheet
Cash and equivalents	$777.0M	$657.0M	$784.0M	$767.0M	$900.0M	$1.14B	$1.26B	$907.0M	$983.0M	$1.43B
Total assets	$20.4B	$21.8B	$21.9B	$25.4B	$27.5B	$31.4B	$29.7B	$32.8B	$36.5B	$41.0B
Total liabilities	$13.3B	$13.6B	$14.1B	$15.5B	$16.8B	$18.3B	$19.2B	$20.7B	$22.6B	$25.1B
Long-term debt	$826.0M	$827.0M	$834.0M	$846.0M	$845.0M	$843.0M	$841.0M	$849.0M	$850.0M	$861.0M
Shareholders' equity	$7.06B	$8.24B	$7.83B	$9.86B	$10.8B	$12.8B	$10.6B	$12.1B	$13.9B	$15.9B
Cash flow
Operating cash flow	$1.11B	$1.05B	$1.18B	$1.21B	$1.49B	$1.98B	$2.05B	$2.05B	$2.65B	$3.11B
Capital expenditure	$13.0M	$16.0M	$20.0M	$24.0M	$20.0M	$15.0M	$15.0M	$18.0M	$22.0M	$20.0M
Free cash flow	$1.10B	$1.04B	$1.16B	$1.18B	$1.47B	$1.97B	$2.04B	$2.03B	$2.63B	$3.09B
Dividends paid	$306.0M	$400.0M	$336.0M	$355.0M	$375.0M	$395.0M	$423.0M	$454.0M	$490.0M	$525.0M
Share buybacks	$39.0M	$92.0M	$125.0M	$67.0M	$261.0M	$144.0M	$410.0M	$67.0M	$126.0M	$205.0M

RevenueNet incomeNet margin (right axis, %)

Cincinnati Financial quarterly financial statements
	Q3 FY24Sep 2024	Q4 FY24^†Dec 2024	Q1 FY25Mar 2025	Q2 FY25Jun 2025	Q3 FY25Sep 2025	Q4 FY25^†Dec 2025	Q1 FY26Mar 2026	Q2 FY26Jun 2026
Income statement
Revenue	$3.32B	$2.54B	$2.57B	$3.25B	$3.73B	$3.09B	$2.86B	$4.27B
Growth (year over year)	+83.3%	−24.4%	−12.6%	+27.7%	+12.2%	+21.8%	+11.6%	+31.6%
Net income	$820.0M	$405.0M	−$90.0M	$685.0M	$1.12B	$676.0M	$274.0M	$1.25B
Net margin	24.7%	16.0%	−3.5%	21.1%	30.1%	21.9%	9.6%	29.4%
EPS (diluted)	$5.20	$2.57	−$0.57	$4.34	$7.11	$4.29	$1.75	$8.05
Balance sheet
Cash and equivalents	$1.75B	$983.0M	$1.01B	$995.0M	$1.46B	$1.43B	$1.21B	$1.75B
Total assets	$37.0B	$36.5B	$37.3B	$38.8B	$40.6B	$41.0B	$41.2B	$43.2B
Total liabilities	$23.2B	$22.6B	$23.6B	$24.5B	$25.2B	$25.1B	$25.5B	$26.6B
Long-term debt	$849.0M	$850.0M	$853.0M	$859.0M	$858.0M	$861.0M	$859.0M	$859.0M
Shareholders' equity	$13.8B	$13.9B	$13.7B	$14.3B	$15.4B	$15.9B	$15.7B	$16.7B
Cash flow
Operating cash flow	$912.0M	$642.0M	$310.0M	$741.0M	$1.11B	$947.0M	$656.0M	$700.0M
Capital expenditure	$6.00M	$4.00M	$3.00M	$4.00M	$5.00M	$8.00M	$2.00M	$2.00M
Free cash flow	$906.0M	$638.0M	$307.0M	$737.0M	$1.11B	$939.0M	$654.0M	$698.0M
Dividends paid	$124.0M	$125.0M	$125.0M	$133.0M	$134.0M	$133.0M	$133.0M	$143.0M
Share buybacks	$0	$5.00M	$42.0M	$0	$60.0M	$103.0M	$179.0M	$216.0M

From Cincinnati Financial's 10-K and 10-Q filings with the SEC; its fiscal year ends in December. Each period shows the latest figure the company has reported for it, including restatements. Net margin is our own calculation from those reported figures (net income ÷ revenue); it is left blank where revenue is zero or missing. † Quarter derived from the company's year-to-date or full-year totals. Filings on SEC EDGAR →

Cincinnati Financial vs the Financials sector and the S&P 500

Cincinnati Financial's latest reported figures next to the median of the other 75 S&P 500 Financials companies and of the other 502 S&P 500 companies; each median is taken over the companies with a comparable figure (counts in the footnote). A median is the middle value, not an average, so one very large company does not move it.

Cincinnati Financial compared with the median Financials company and the median S&P 500 company
Measure	Cincinnati Financial	Financials (75 other S&P 500 companies)	S&P 500 (502 other companies)
Revenue growth, latest fiscal year	+11.4%	+7.2%	+7.0%
Net margin, latest fiscal year	18.9%	19.4%	12.9%
Price to trailing earnings (P/E)	8.4	14.8	24.5
Dividend per share, latest fiscal year	$3.48	$2.35	$2.40
Share price change, 1 year	+14.7%	+11.2%	+9.7%

Cincinnati Financial: fiscal year ended December 2025, from its 10-K and 10-Q filings with the SEC. Medians computed October 22, 2026 from each company's latest annual filing (fiscal years ending between July 2025 and September 2026) and our price archive. Prices for every company, Cincinnati Financial included, are the last regular-session prices of October 22, 2026; the 1-year change compares that price with each company's last close on or before October 22, 2025. Net margin, P/E and price change are our calculations from reported figures. Each median counts only the companies with a comparable figure (sector / S&P 500): revenue growth 75/496, net margin 75/496, P/E 60/386, dividend per share 61/349, 1-year price change 75/496; the reasons below can overlap. P/E medians leave out 23 companies with negative or zero trailing earnings, 91 whose per-share earnings could not be checked (no SEC history held, fewer than four consecutive quarters in dollars, or no archived price history covering the latest filing) and 1 whose shares were re-adjusted after their latest filing; 1 company is left out of the P/E and price figures because no current price was held; 5 more are left out of the price figure because our archive holds no comparable close for them; dividend medians are among the 61 sector and 349 S&P 500 companies reporting a per-share dividend. The S&P 500 price figure is the middle company's change, not the index's return.

About Cincinnati Financial

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.

Source: Wikipedia — Cincinnati Financial