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Synchrony Financial $SYF

Financials · Consumer Finance · NYSE/NASDAQ

S&P 500 Russell 1000 Connecticut

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$74.04

+2.32 (+3.23%)

As of Oct 15, 2026, 11:02 PM EDT · cached

Price history

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Synchrony Financial (SYF) is trading up at $74.04 (+3.23%) on NYSE/NASDAQ, as of the latest quote. It is a S&P 500 constituent in the Financials sector.

Synchrony Financial revenue & net income history (FY2016–FY2025)

RevenueNet incomeNet margin (right axis, %)

Synchrony Financial annual financial statements
	FY2016Dec 2016	FY2017Dec 2017	FY2018Dec 2018	FY2019Dec 2019	FY2020Dec 2020	FY2021Dec 2021	FY2022Dec 2022	FY2023Dec 2023	FY2024Dec 2024	FY2025Dec 2025
Income statement
Revenue	$13.9B	$15.3B	$16.4B	$17.2B	$14.8B	$14.7B	$16.0B	$17.3B	$19.5B	$19.0B
Growth (year over year)	+11.1%	+10.3%	+7.1%	+4.8%	−13.8%	−0.6%	+8.7%	+8.0%	+13.0%	−2.8%
Net income	$2.25B	$1.94B	$2.79B	$3.75B	$1.39B	$4.22B	$3.02B	$2.24B	$3.50B	$3.55B
Net margin	16.2%	12.6%	17.0%	21.8%	9.4%	28.7%	18.8%	12.9%	17.9%	18.7%
EPS (diluted)	$2.71	$2.42	$3.74	$5.56	$2.27	$7.34	$6.15	$5.19	$8.55	$9.28
Balance sheet
Cash and equivalents	$9.32B	$11.6B	$9.40B	$12.1B	$11.5B	$8.34B	$10.3B	$14.3B	$14.7B	$15.0B
Total assets	$90.2B	$95.8B	$106.8B	$104.8B	$95.9B	$95.7B	$104.6B	$117.5B	$119.5B	$119.1B
Total liabilities	$76.0B	$81.6B	$92.1B	$89.7B	$83.2B	$82.1B	$91.7B	$103.6B	$102.9B	$102.3B
Long-term debt	$20.1B	$20.8B	$24.0B	$19.9B	$15.8B	$14.5B	$14.2B	$16.0B	$15.5B	$15.2B
Shareholders' equity	$14.2B	$14.2B	$14.7B	$15.1B	$12.7B	$13.7B	$12.9B	$13.9B	$16.6B	$16.8B
Cash flow
Operating cash flow	$6.51B	$8.57B	$9.34B	$8.99B	$7.49B	$7.10B	$6.69B	$8.59B	$9.85B	$9.85B
Dividends paid	$214.0M	$446.0M	$534.0M	$581.0M	$520.0M	$500.0M	$434.0M	$406.0M	$398.0M	$427.0M
Share buybacks	$476.0M	$1.50B	$1.87B	$3.62B	$985.0M	$2.88B	$3.32B	$1.11B	$1.01B	$2.94B

RevenueNet incomeNet margin (right axis, %)

Synchrony Financial quarterly financial statements
	Q3 FY24^†Sep 2024	Q4 FY24^†Dec 2024	Q1 FY25^†Mar 2025	Q2 FY25^†Jun 2025	Q3 FY25^†Sep 2025	Q4 FY25^†Dec 2025	Q1 FY26^†Mar 2026	Q2 FY26^†Jun 2026
Income statement
Revenue	$4.73B	$4.72B	$4.61B	$4.64B	$4.85B	$4.89B	$4.77B	$4.75B
Growth (year over year)	+6.2%	+4.0%	−17.1%	+2.6%	+2.5%	+3.5%	+3.4%	+2.3%
Net income	$789.0M	$774.0M	$757.0M	$967.0M	$1.08B	$751.0M	$805.0M	$885.0M
Net margin	16.7%	16.4%	16.4%	20.8%	22.2%	15.4%	16.9%	18.7%
EPS (diluted)	$1.94	$1.92	$1.89	$2.50	$2.86	$2.03	$2.27	$2.59
Balance sheet
Cash and equivalents	$17.9B	$14.7B	$21.6B	$19.5B	$16.2B	$15.0B	$20.6B	$16.2B
Total assets	$119.2B	$119.5B	$122.0B	$120.5B	$117.0B	$119.1B	$121.5B	$121.9B
Total liabilities	$103.2B	$102.9B	$105.4B	$103.6B	$99.9B	$102.3B	$105.0B	$105.0B
Long-term debt	$15.6B	$15.5B	$17.0B	$16.0B	$14.4B	$15.2B	$16.4B	$16.4B
Shareholders' equity	$16.0B	$16.6B	$16.6B	$17.0B	$17.1B	$16.8B	$16.5B	$16.9B
Cash flow
Operating cash flow	$2.76B	$2.35B	$2.20B	$2.56B	$2.64B	$2.45B	$2.18B	$2.42B
Dividends paid	$99.0M	$97.0M	$97.0M	$114.0M	$110.0M	$106.0M	$104.0M	$100.0M
Share buybacks	$302.0M	$101.0M	$605.0M	$504.0M	$870.0M	$962.0M	$900.0M	$878.0M

From Synchrony Financial's 10-K and 10-Q filings with the SEC; its fiscal year ends in December. Each period shows the latest figure the company has reported for it, including restatements. Net margin is our own calculation from those reported figures (net income ÷ revenue); it is left blank where revenue is zero or missing. † Quarter derived from the company's year-to-date or full-year totals. Filings on SEC EDGAR →

About Synchrony Financial

Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut. The company offers consumer financing products including credit, promotional financing, loyalty programs, and installment lending to both industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary.

Source: Wikipedia — Synchrony Financial