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nCino (NCNO) is a Information Technology company in the Russell 2000. Latest news and coverage below.
| FY2020Jan 2020 | FY2021Jan 2021 | FY2022Jan 2022 | FY2023Jan 2023 | FY2024Jan 2024 | FY2025Jan 2025 | FY2026Jan 2026 | |
|---|---|---|---|---|---|---|---|
| Income statement | |||||||
| Revenue | $138.2M | $204.3M | $273.9M | $408.3M | $476.5M | $540.7M | $594.8M |
| Growth (year over year) | — | +47.8% | +34.1% | +49.1% | +16.7% | +13.5% | +10.0% |
| Gross profit | $74.1M | $116.2M | $162.5M | $238.7M | $285.1M | $324.8M | $360.2M |
| Gross margin | 53.6% | 56.9% | 59.3% | 58.5% | 59.8% | 60.1% | 60.6% |
| Operating income | −$28.2M | −$42.6M | −$71.4M | −$94.0M | −$39.5M | −$18.1M | $3.73M |
| Operating margin | −20.4% | −20.9% | −26.1% | −23.0% | −8.3% | −3.4% | 0.6% |
| Net income | −$27.6M | −$40.5M | −$49.4M | −$102.7M | −$42.3M | −$37.9M | $5.18M |
| Net margin | −20.0% | −19.8% | −18.1% | −25.2% | −8.9% | −7.0% | 0.9% |
| EPS (diluted) | −$0.35 | −$0.46 | −$0.51 | −$0.93 | −$0.38 | −$0.33 | $0.05 |
| Balance sheet | |||||||
| Cash and equivalents | $91.2M | $371.4M | $88.0M | $82.0M | $112.1M | $120.9M | $88.4M |
| Total assets | — | $563.4M | $1.30B | $1.33B | $1.34B | $1.61B | $1.65B |
| Total liabilities | — | $134.4M | $230.5M | $299.6M | $287.8M | $512.8M | $579.5M |
| Long-term debt | — | — | — | — | — | — | $213.5M |
| Shareholders' equity | $167.3M | $425.2M | $1.07B | $1.02B | $1.05B | $1.09B | $1.06B |
| Cash flow | |||||||
| Operating cash flow | −$9.00M | $9.22M | −$19.2M | −$15.4M | $57.3M | $55.2M | $90.1M |
| Capital expenditure | $5.76M | $4.34M | $5.46M | $18.3M | $3.52M | $1.82M | $7.50M |
| Free cash flow | −$14.8M | $4.88M | −$24.7M | −$33.7M | $53.8M | $53.4M | $82.6M |
| Share buybacks | — | — | — | — | $0 | $0 | $125.1M |
| Q3 FY25Oct 2024 | Q4 FY25†Jan 2025 | Q1 FY26Apr 2025 | Q2 FY26Jul 2025 | Q3 FY26Oct 2025 | Q4 FY26†Jan 2026 | Q1 FY27Apr 2026 | Q2 FY27Jul 2026 | |
|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||
| Revenue | $138.8M | $141.4M | $144.1M | $148.8M | $152.2M | $149.7M | $159.4M | $161.0M |
| Growth (year over year) | +13.8% | +14.3% | +12.5% | +12.4% | +9.6% | +5.9% | +10.6% | +8.2% |
| Gross profit | $85.1M | $84.4M | $86.4M | $88.1M | $93.7M | $91.9M | $100.9M | $100.8M |
| Gross margin | 61.3% | 59.7% | 60.0% | 59.2% | 61.6% | 61.4% | 63.3% | 62.6% |
| Operating income | −$824.0K | −$5.74M | −$1.51M | −$9.30M | $11.7M | $2.82M | $21.1M | $13.6M |
| Operating margin | −0.6% | −4.1% | −1.0% | −6.2% | 7.7% | 1.9% | 13.2% | 8.5% |
| Net income | −$5.25M | −$18.6M | $5.56M | −$15.3M | $6.54M | $8.34M | $13.6M | $5.08M |
| Net margin | −3.8% | −13.2% | 3.9% | −10.3% | 4.3% | 5.6% | 8.6% | 3.2% |
| EPS (diluted) | −$0.05 | −$0.15 | $0.05 | −$0.13 | $0.06 | $0.07 | $0.12 | $0.05 |
| Balance sheet | ||||||||
| Cash and equivalents | $257.9M | $120.9M | $133.2M | $122.9M | $87.6M | $88.4M | $102.8M | $83.3M |
| Total assets | $1.52B | $1.61B | $1.65B | $1.62B | $1.56B | $1.65B | $1.61B | $1.57B |
| Total liabilities | $423.1M | $512.8M | $570.0M | $548.9M | $507.3M | $579.5M | $623.4M | $626.5M |
| Long-term debt | — | — | — | — | — | $213.5M | $253.0M | $265.6M |
| Shareholders' equity | $1.09B | $1.09B | $1.07B | $1.06B | $1.04B | $1.06B | $970.4M | $929.8M |
| Cash flow | ||||||||
| Operating cash flow | $5.78M | −$10.0M | $54.3M | $17.7M | $5.07M | $12.9M | $81.4M | $34.2M |
| Capital expenditure | $680.0K | $350.0K | $1.72M | $5.15M | $174.0K | $461.0K | $614.0K | $195.0K |
| Free cash flow | $5.10M | −$10.4M | $52.6M | $12.6M | $4.90M | $12.5M | $80.8M | $34.0M |
| Share buybacks | $0 | $0 | $40.6M | $20.0M | $39.5M | $25.0M | $110.1M | $65.6M |
From nCino's 10-K and 10-Q filings with the SEC; its fiscal year ends in January. Each period shows the latest figure the company has reported for it, including restatements. † Quarter derived from the company's year-to-date or full-year totals. Filings on SEC EDGAR →
nCino, Inc. is a global financial technology company headquartered in Wilmington, North Carolina. The company offers its cloud-based banking software and core banking platform. The nCino Platform is used by banks and credit unions, and enterprise financial institutions.